Senior Trade Finance and International Operations Specialist
Aldelia — Mozambique
Summary: The Senior Trade Finance and International Operations Specialist is responsible for managing and supervising complex processes relating to trade finance and international financial operations, as well as supporting import and export operations, ensuring regulatory compliance, the efficient execution of transactions and the mitigation of associated risks. Responsibilities: To ensure the structuring, issuance, amendment and settlement of import and export letters of credit. To manage documentary collection transactions, bank guarantees and standby letters of credit (SBLCs). Analyse, validate and monitor international trade documentation, issuing technical opinions in accordance with current legislation, foreign exchange regulations and ICC rules. Identify, assess and mitigate commercial, foreign exchange, operational and documentary risks associated with international transactions. Process international payments, SWIFT messages and related operational enquiries. Manage and reconcile Nostro and Vostro accounts. Ensure the monitoring of foreign exchange transactions and compliance with the directives of the Bank of Mozambique and other applicable regulatory requirements. Prepare regulatory reports and support the definition of internal procedures and controls. Provide technical advice to clients, commercial departments and internal teams on structuring trade finance and international trade solutions. Provide technical coordination of operational activities and participate in digital transformation and process optimisation initiatives. Maintain operational relationships with corporate clients, correspondent banks and regulatory bodies. Qualifications: A degree in Business Administration, Economics, International Trade, Management, Finance or related fields. At least 5 years’ experience in trade finance and international trade operations within the banking sector or other financial institutions. In-depth knowledge and practical experience in applying the rules and publications of the International Chamber of Commerce (ICC), including UCP 600, ISBP, URC 522, URDG 758 and ISP98. Solid knowledge of Mozambican foreign exchange legislation and related regulations. Proficiency in Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) standards. Experience in managing and monitoring operational, commercial, foreign exchange and documentary risks. Strong ability to analyse documentation and validate international trade transactions. Ability to negotiate, resolve problems and make decisions in complex international financial transactions. Experience in using SWIFT, Core Banking systems and specialised trade finance platforms. Ability to provide technical coordination and guidance to operational teams. Proficiency in spoken and written Portuguese and English (recommended, given the international nature of the role).
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